Student credit cards A new world
Now, with every department store, clothing store, and small club offering its own credit card, there's no reason to pay a fee. If you find an excellent card and the only drawback is that it has an annual fee, call the issuer and ask whether they will waive the fee for you. Many companies will do so. • Credit cards that charge fees for online or phone payments. These fees are soon to be a throwback, but for now, many companies are still getting away with charging more tech savvy consumers for using electronic methods of payment.